Insurance Claims Assist API Documentation

POSThttps://www.brainiac.software/api/v1/claims/analyze$0.10 USDC

Analyze a policy and prepare claim evidence

Extract policy clauses, run a preliminary text-match screen, and build a general evidence checklist. This is not legal advice or confirmation of coverage.

Body

Field	Required	Notes
`filename`	Yes	string; Default: "policy.pdf"
`fileBase64`	Yes	string
`incidentDate`	No	string; date
`incidentType`	Yes	string
`description`	Yes	string
`knownDocuments`	Yes	array; Default: []; Array

Request exampleJSON

{
  "filename": "policy.pdf",
  "fileBase64": "<base64 document omitted>",
  "incidentDate": "2026-10-20",
  "incidentType": "property damage",
  "description": "Water damage in the insured building",
  "knownDocuments": []
}

The base64 document is shortened here; send the full encoded document.

Response exampleJSON

{
  "policy": {
    "sourceHash": "0123456789abcdef0123456789abcdef0123456789abcdef0123456789abcdef",
    "parsedAt": "2026-10-29T12:00:00.000Z",
    "status": "WARN",
    "confidence": 0.61,
    "clauses": [
      {
        "id": "clause-1",
        "category": "coverage",
        "heading": "Coverage",
        "excerpt": "Example clause excerpt",
        "confidence": 0.61,
        "page": 1
      }
    ],
    "limitations": [
      "Text extraction may omit scanned or image-only policy content."
    ],
    "noticePeriodDays": null
  },
  "screening": {
    "status": "WARN",
    "screeningOnly": true,
    "checklist": [],
    "noticePeriodDays": null,
    "disclaimer": "Preliminary text match only."
  },
  "evidence": {
    "incidentType": "property damage",
    "checklist": [],
    "disclaimer": "General claim preparation suggestion."
  },
  "timeline": {
    "incidentDate": "2026-10-20",
    "noticePeriodDays": null,
    "noticeDueDate": null,
    "statutoryDeadlinesInferred": false
  }
}

cURL

curl -i -X POST "https://www.brainiac.software/api/v1/claims/analyze" \
  -H 'content-type: application/json' \
  -H 'Idempotency-Key: <fresh-64-character-random-hex-key>' \
  --data-binary @- <<'JSON'
{
  "filename": "policy.pdf",
  "fileBase64": "<base64 document omitted>",
  "incidentDate": "2026-10-20",
  "incidentType": "property damage",
  "description": "Water damage in the insured building",
  "knownDocuments": []
}
JSON

POSThttps://www.brainiac.software/api/v1/claims/letter-draft$0.02 USDC

Draft insurer correspondence

Prepare a human-reviewed FNOL, follow-up, or complaint letter. BRAINIAC.software does not send the message or make legal conclusions.

Body

Field	Required	Notes
`kind`	Yes	string; One of: fnol, chase, complaint
`insurer`	Yes	string
`policyNumber`	No	string
`claimNumber`	No	string
`incidentDate`	No	string; date
`summary`	Yes	string
`requestedAction`	No	string

Request exampleJSON

{
  "kind": "fnol",
  "insurer": "Example Insurer",
  "incidentDate": "2026-10-20",
  "summary": "Water damage occurred at the insured property."
}

Response exampleJSON

{
  "subject": "First notice of loss - CLM-100",
  "body": "To Example Insurer,\n\nPlease confirm the next steps.",
  "sent": false
}

cURL

curl -i -X POST "https://www.brainiac.software/api/v1/claims/letter-draft" \
  -H 'content-type: application/json' \
  -H 'Idempotency-Key: <fresh-64-character-random-hex-key>' \
  --data-binary @- <<'JSON'
{
  "kind": "fnol",
  "insurer": "Example Insurer",
  "incidentDate": "2026-10-20",
  "summary": "Water damage occurred at the insured property."
}
JSON